Understanding Utility Bills in UK Student Housing

Introduction: Why Utility Bills Matter for UK Students

When students move into their first independent accommodation-whether private housing or purpose-built student accommodation (PBSA)-they're often surprised by the extra cost and complexity of utility bills. From heating to broadband, knowing what's included and what's not can prevent budgeting issues down the line.

This guide helps you understand utility bills in UK student housing, break down typical expenses, and learn smart strategies to keep costs low in 2025.

Quick Facts About Student Utility Costs in the UK

Source: Save the Student Money Survey 2024, StudentBeans UK, National Union of Students (NUS)

What Are Utility Bills?

Utility bills refer to the ongoing costs of essential services needed to live comfortably in your student home. In the UK, these typically include:

• Electricity and gas (for heating, lighting, cooking)

• Water and sewerage

• Internet/Wi-Fi

• TV licence (if you watch live TV or BBC iPlayer)

• Council tax (students are usually exempt)

• Contents insurance (optional but recommended)

Student Housing Types & What's Included

Typical Monthly Utility Bill Breakdown (Shared House)

How to Know If Bills Are Included

Before signing a rental agreement:

• Ask directly: “Are bills included in the rent?”

• Check the tenancy agreement for terms like “bills inclusive” or “all-inclusive rent”

• Clarify what is actually included (sometimes Wi-Fi or contents insurance is excluded)

Warning: Some landlords offer “caps” on usage. Anything above a set limit must be paid extra, so watch your usage.

Expert Advice: Saving Money on Student Utilities

“Students in shared housing can save up to £300 a year by choosing energy-efficient providers, turning off standby appliances, and splitting costs through trusted apps.”
- Sandra Kent, UK Student Housing Consultant

Top Tips to Save:

• Use smart meters to monitor usage

• Switch providers mid-tenancy for cheaper deals (if allowed)

• Turn off lights and devices when not in use

• Batch-cook meals to reduce energy usage

• Air-dry clothes instead of tumble dryers

• Use draft excluders to keep warm in winter

How to Split Utility Bills with Housemates

If you're in a private house, use these tools to manage shared payments:

Tip: Assign one housemate as the “bills lead” to set up and monitor accounts.

Do You Need a TV Licence as a Student?

Yes, if:

• You watch or record live TV (BBC or otherwise)

• You stream BBC iPlayer content

Cost: £159 per year (can be shared by all housemates in a joint tenancy)

If you only use Netflix or YouTube, you don't need a licence.

Final Checklist: Understanding Your Utility Bills

• Do you know what utilities are included in your rent?

• Do you have a plan to split bills fairly?

• Have you compared energy providers for better deals?

• Are you using tools to track and save on usage?

• Do you need a TV licence?

Conclusion: Utility Awareness = Budget Control

Understanding utility bills is a critical step toward independent living as a student in the UK. Whether you're in halls or a shared house, knowing what's included, typical costs, and how to manage your utilities will help you avoid surprises and budget better throughout the year.

Don't be afraid to ask questions, use apps, and get smart with your energy habits-your wallet will thank you.

Helpful Resources

• Save the Student - Utility Bills Guide

• Citizens Advice - Setting Up Utilities

• TV Licensing for Students

• Compare Energy Providers - Ofgem

• Glide Student Utilities