What Every Student Should Know About UK Housing Contracts

Moving into student accommodation is an exciting milestone-but before you collect your keys, there's a crucial step you can't afford to overlook: signing the housing contract.

Whether you're living in university halls, private rentals, or student apartments, the housing contract is a legally binding document. It outlines your rights, responsibilities, and the terms of your stay. Unfortunately, many students don't fully understand what they're agreeing to, which can lead to costly mistakes down the line.

This guide breaks down everything every student should know about UK housing contracts, helping you stay informed, protected, and confident as you sign your lease.

1. Types of Student Housing Contracts in the UK

Understanding the type of tenancy you're entering into is the first step:

Assured Shorthold Tenancy (AST)

• Most common for students in private rentals.

• Fixed term, usually 6 or 12 months.

• Landlord must protect your deposit in a government-approved scheme.

Licence Agreements (Common in Halls)

• Used in university-managed accommodations or private halls.

• Offers less security than an AST.

• Easier for the provider to terminate under specific conditions.

Joint Tenancy

• All tenants sign one contract.

• You're all equally responsible for rent and damages-even if someone leaves early.

Individual Tenancy

• Each tenant signs a separate contract for their room.

• You're only responsible for your share of rent and damage.

Tip: Always clarify what kind of contract you're signing, especially in group houses.

2. Guarantors: What Are They and Why Do You Need One?

Many landlords require a UK-based guarantor-someone who agrees to pay your rent if you can't.

Common Issues:

• International students may struggle to provide a UK guarantor.

• Some services offer guarantor alternatives, like Housing Hand or Your Guarantor.

What to Check:

• Will your guarantor be responsible only for your rent or for the whole house (in joint tenancies)?

• What proof of income or residency does the guarantor need to provide?

3. Deposits and Deposit Protection Schemes

By law, landlords must protect your deposit using a government-approved deposit protection scheme:

• DPS (Deposit Protection Service)

• MyDeposits

• Tenancy Deposit Scheme (TDS)

You should receive:

• Confirmation of the deposit protection within 30 days.

• Information about how to get it back or dispute deductions.

Key Points:

• Typical deposit = 4 to 5 weeks' rent.

• Always take photos and videos of the property on move-in day as evidence.

4. Hidden Costs and Contract Clauses to Watch Out For

Before you sign, look out for:

• Utility clauses: Are bills included? Is there a usage cap?

• Cleaning fees: Are you expected to pay for end-of-tenancy cleaning?

• Break clauses: Can you end the contract early?

• Rent payment schedule: Is it monthly, termly, or in advance?

Red Flags:

• "No damage deposit required" - could mean poor standards or legal grey areas.

• Unclear policies about subletting, guests, or repairs.

5. Repairs, Maintenance & Landlord Responsibilities

Under UK law, landlords are responsible for:

• Structural repairs (walls, roofs, doors, windows)

• Heating and hot water systems

• Electrical wiring

• Fire safety compliance (smoke alarms, carbon monoxide detectors)

As a tenant, you are responsible for:

• Keeping the property clean

• Reporting maintenance issues promptly

• Not causing damage beyond normal wear and tear

Quick Tip:

Always request repairs in writing and keep records.

6. Early Termination and Breaking the Lease

Most contracts do not allow early termination, unless:

• There's a break clause (rare in student tenancies)

• You find a replacement tenant approved by the landlord

• There's a mutual agreement to end the tenancy

Leaving early without following the proper procedure can lead to:

• Loss of your deposit

• Legal action to recover unpaid rent

Pro Tip: Ask about the early exit policy before signing.

7. Reading and Understanding the Contract (Before You Sign)

Never rush into signing a contract. Here's what to do:

Before Signing:

• Read the full contract carefully.

• Highlight terms you don't understand.

• Use your university's housing service for a free contract check.

• Confirm who to contact for emergencies or repairs.

Look For:

• Start/end dates

• Rent amount and schedule

• Deposit amount and protection scheme

• Who's responsible for what (e.g., council tax, internet, cleaning)

8. Your Rights and Where to Get Help

If you're unsure about your rights or feel something is unfair, you can get support from:

• Citizens Advice

• Shelter UK

• University housing or student union offices

• National Union of Students (NUS)

Understanding your UK student housing contract is essential to avoid unpleasant surprises. From knowing your tenancy type to identifying hidden costs and understanding your rights, being informed is your best defense.

Before signing anything, ask questions, read thoroughly, and seek support if needed. A housing contract is more than paperwork-it's your legal protection during your time as a student.